for your client.
Now, immediacy doesn’t have to come with a price.
With our patent-pending Issue First® process, eligible clients are covered immediately
and you can “close the sale” when you take the application—knowing your client’s
price will reflect the value of underwriting. Our process allows us to complete
underwriting and determine the final rate after the policy is issued*. At the completion
of underwriting, the client can accept the final rate, which may be higher or lower than
the initial illustration, or exercise a free-look and receive a full return of premiums.
That is how Issue First gives your clients immediate coverage and avoids the higher
costs associated with simplified issue. With The Hartford’s Issue First, the wait is over.
Go to hartfordinvestor.com/issuefirst for more information or
call the Sales Desk at 800-800-2738 option 1 to learn more.
Get the free app at
With The Hartford behind you, achieve what’s ahead of you.®
*The life insurance policy is initially issued at the insured’s illustrated rate.
Life insurance policies contain fees and expenses, including cost of insurance, administrative fees, premium loads,
surrender charges and other charges or fees that will impact policy values.
© 2011 The Hartford Financial Services Group, Inc., Hartford, CT 06155. All Rights Reserved. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including the issuing companies of Hartford Life Insurance
Company (New York) and Hartford Life and Annuity Insurance Company (outside New York), Simsbury, C T. The mailing address for both issuers is P.O. Box 2999, Hartford, C T 06104-2999.